The result: installment contracts, schedules, payments, allocations, balances, penalties, and audit history now connect in one operating ledger.
A received transaction is not the end of the job. Operations still need to connect it to the right schedule, update the balance, apply the correct penalty state, and preserve the decision trail.
The installment is due. A payment has arrived. Until the match is resolved, the balance and penalty position remain uncertain.
1,250,000 MNT · 15 AUG
1,250,000 MNT · 16 AUG
Reference needs review
Penalty state waits on match
APT-0417 stays visible as the system moves from the agreed obligation to the scheduled installment, received payment, allocation decision, current position, and audit history.
APT-0417 establishes the household obligation
The due installment becomes an active record
The received transaction enters the ledger
Operations links the receipt to the installment
The account position recalculates from the match
The change records its actor, time, and reason
Directors and managers can inspect the full record chain in the admin dashboard. The private mobile app keeps the household account and payment review in context. The audit history connects both views to the same underlying record.
Your payment is recorded while the account position updates.
The delivered operational overview organizes accounts by status and exception state. A manager can start with the portfolio, open APT-0417, and trace the reason for its status back to the payment and allocation history.
Each classification opens to the contract, schedule, payment, allocation, position, and audit chain behind it.
Schedules and received payments reconcile
Payment or allocation needs attention
Scheduled obligation awaits receipt
Schedule is beyond its due state
The exception remains visible until the allocation decision and resulting account position are recorded.
Portfolio monitoring, cohort analysis, forecasting, and stress testing build on the operating data. They are presented here as the next intelligence layer—not as delivered results.
Portfolio monitoring. Which accounts are moving between current, review, due, and late states?
Which accounts are moving between current, review, due, and late states?
The company now has the structured repayment foundation needed to control apartment installment operations. The intelligence layer remains a separate next step.
We start with one obligation and trace every record it changes—from source agreement to current balance.